Do I need to file a tax return?

Generally, yes, if you earn more than R500k per year, have more than one income stream (e.g., rental or two jobs), receive a travel allowance, or are a company director.

What is Provisional Tax?

It is a system for people who earn income other than a normal salary (like freelancers or business owners). You pay tax twice a year (Aug & Feb) to prevent a massive debt on assessment.

Can I claim home office expenses?

Only if you have a specific room used *exclusively* for trade and your employer allows/requires you to work from home. The rules are strict, but we can assess if you qualify.

What if I haven't filed for years?

Don't panic, but act now. We can request your historic IRP5s from SARS and file the outstanding years. Voluntary disclosure is better than waiting for SARS to find you.

Personal Tax Services

Personal Income Tax Returns (ITR12)

Don't pay more than you owe. We optimize your deductions, ensure full compliance, and handle any SARS audits that arise.

Tax Season Peace of Mind

Filing your own return is easy... until you tick the wrong box or claim an invalid deduction. The result is often an unncessary audit or a reduced refund. We turn the anxiety of tax season into a simple checklist.

Annual ITR12 Tax Return Submission
Provisional Tax (IRP6) Calculations
Review of Assessments (ITA34) for Errors
Advice on Travel Allowances & Medical Credits
Dispute Resolution for unfair assessments

Key Considerations

Understanding where you fit in the tax net.

The Auto-Assessment

SARS may auto-assess you based on 3rd party data. Do NOT just accept it. They don't know about your additional medical expenses or charitable donations.

Provisional Tax

If you earn rental income, interest, or run a side hustle, you are a provisional taxpayer. Missing the Aug/Feb filings leads to automatic penalties.

Travel Allowances

Claiming against a travel allowance requires a detailed logbook. Without one, SARS will disallow the entire claim. We review your logbook before submission.

Filing Workflow

Step 1

Data Collection

You send us your IRP5s, medical aid certificates, contracting logbooks, and investment statements (IT3b/c).

Step 2

Pre-Assessment

We run a calculation *before* filing to see if you owe money or if you're getting a refund. No nasty surprises.

Step 3

Submission

We submit the return to SARS via eFiling. If selected for audit, we upload your supporting documents.

Step 4

Assessment Check

We check the final ITA34 assessment from SARS to ensure it matches our calculation.

Who Needs This?

The Commission Earner

You earn commission and have business expenses (cellphone, travel). SARS audits this frequently. We ensure your deductions are valid.

The Company Director

You have a salary from your company but also other income. As a director, you are a Provisional Taxpayer by default.

The Rental Owner

You have a second property earning rent. This is taxable income. We help you deduct levies, rates, and bond interest to minimize the tax.

How We Work

We believe good accounting starts with structure and consistency. Our approach is designed to give business owners clarity without unnecessary complexity.

A clear onboarding process

Defined monthly timelines

Accurate reconciliation and reporting

Practical explanations, not accounting jargon

Ongoing improvements as your business grows

"Our focus is on building reliable financial systems that support better decisions over time."

Frequently Asked Questions

File With Confidence

Get the refund you deserve without the risk of an audit.