With returns.
Ownership.
Non-compliance.
Not public.
Critical Problems We Solve
Effective financial management isn't just about balancing books; it's about removing the friction points that stall your business growth.
Risk of CIPC enforcement action
Inability to file Annual Returns (blocked until BO is done)
Bank account freezes due to FICA non-compliance
Grey-listing regulatory pressure
The 5% Rule
Previously, you only had to disclose shareholders if asked. Now, any person holding 5% or more beneficial interest MUST be declared.
This includes complex structures. If Company A owns Company B, legal ownership belongs to A, but BENEFICIAL ownership belongs to the shareholders of A. We trace it all the way up.
- 5% threshold
- Complex structures
- Look-through principle
- Ultimate ownership
Control vs Ownership
Beneficial ownership isn't just about shares. It's about control. If you have the right to appoint the board, or veto decisions, or materially influence management, you are a beneficial owner even if you own 0% of the shares.
We help you identify these 'control persons' to ensure full compliance.
- Effective control
- Veto rights
- Board appointment rights
- Material influence
Privacy Concerns
Many clients worry that this data becomes public. It does not. The Beneficial Ownership register is NOT available to the general public.
It is only available to law enforcement procedures, SARS, and the Financial Intelligence Centre (FIC). Your privacy from competitors is maintained.
- Data privacy
- Law enforcement access
- No public search
- Competitor protection
Who Is This For?
- Every registered company (Pty Ltd)
- Every Close Corporation (CC)
- Non-Profit Companies (NPCs)
- Trusts (Master of High Court filing)
Engagement Requirements
- Securities Register
- ID copies of all shareholders
- Trust Deeds (if shareholders are Trusts)
- Company Registration Documents
Deliverables & Results
- Identification of Beneficial Owners (5% threshold)
- Verification of ID/Passport documents
- Submission of Beneficial Ownership Register to CIPC
- Confirmation Certificate from CIPC
- Maintenance of internal Beneficial Ownership Register
South African Compliance Context
"Creations transformed how we handle SARS. No more compliance anxiety."
Trusted Resources
Our Operational Methodology
A structured, 5-step approach designed for precision and clarity.
We trace your ownership structure until we find the warm bodies (natural persons) who ultimately own or control 5% or more.
We collect and verify the required certified ID copies and mandate forms.
We submit the digital register to the CIPC Beneficial Ownership database.
We update the filing whenever there is a change in shareholding or control.
Professional Insights
Non-compliance with Beneficial Ownership filing is now a criminal offence for directors, not just an administrative penalty.
CIPC cross-references this data with SARS and the Department of Home Affairs. Inconsistencies trigger audits.
Even if you are the sole shareholder and director, you MUST still file. There are no exemptions for small companies.
Common Questions
Everything you need to know about our beneficial ownership filing service.