After statement.
Every cent.
Early warning.
Minimum.
Critical Problems We Solve
Effective financial management isn't just about balancing books; it's about removing the friction points that stall your business growth.
Unknown cash balance in the business
Undetected duplicate payments
Bank charges not recorded in books
Year-end AFS delays due to unreconciled accounts
The Matching Process
Bank reconciliation is about matching every line on your bank statement to a corresponding entry in your books. If they don't match, something is wrong.
We use accounting software auto-matching for speed, then manually investigate every remaining item. Nothing gets left unresolved.
- Auto-matching technology
- Manual investigation
- Zero unresolved items
- Error classification
Fraud Detection
Bank reconciliation is your first line of defense against fraud. We flag unusual transactions: payments to new suppliers, round-number transfers, and debit orders you didn't authorize.
Early detection can mean the difference between a minor investigation and a catastrophic loss.
- Unusual transaction flagging
- New payee alerts
- Round-number analysis
- Unauthorized debit detection
Multi-Account Reconciliation
If you have multiple bank accounts, credit cards, and a petty cash fund, keeping track of your total cash position is complex.
We reconcile all accounts monthly and provide a consolidated cash position report, giving you one number that represents your true available cash.
- All accounts reconciled
- Consolidated cash view
- Credit card reconciliation
- Petty cash verification
Who Is This For?
- Businesses doing their own bookkeeping but struggling with reconciliations
- Companies with high transaction volumes
- Businesses using multiple bank accounts
- Companies preparing for audits or AFS
Engagement Requirements
- Bank statements (monthly)
- Access to accounting software
- Deposit slips and payment records
Deliverables & Results
- Monthly Bank Reconciliation Statement
- Identification of unmatched transactions
- Duplicate payment detection
- Outstanding cheques and deposits listing
- Reconciled bank balance confirmation
South African Compliance Context
"Creations transformed how we handle SARS. No more compliance anxiety."
Trusted Resources
Our Operational Methodology
A structured, 5-step approach designed for precision and clarity.
We import your bank statement and match it to your accounting records line by line.
We investigate every unmatched item — finding the missing invoice, duplicate payment, or bank error.
We process correcting journals for errors, bank charges, and interest not yet recorded.
We deliver a clean bank reconciliation statement showing your true cash position.
Professional Insights
Unreconciled bank accounts are the #1 cause of inaccurate financial statements. If your bank isn't reconciled, nothing else matters.
We catch an average of 3-5 errors per month per client during reconciliation. These include bank charges, duplicate payments, and missing invoices.
Fraud is most often detected during bank reconciliation — an unfamiliar debit order, a payment to an unknown supplier, or a round-number withdrawal.
Common Questions
Everything you need to know about our bank reconciliation services service.